FINANCIAL FREEDOM through PASSIVE INCOMES

I started my crowdlending journey back in 2020, during the pandemic, after trying various passive income streams. Since then, I’ve invested through roughly  50 different P2P platforms . Today, I maintain about  10-15 “favorite” platforms  that allow me to live off passive income. Among all these,  Maclear currently stands out as my top performer.  Here’s my complete review:  How I Earn €2.000+ Monthly in Passive Income with Maclear. If you’re not yet familiar with C rowdlending , I invite you to read more on my website  carliaconsulting.com . It’s a form of collective financing where several people lend money to businesses or individuals through an online platform. In return, investors receive periodic interest on the capital lent, making it a way to earn  passive income  while helping fund projects. In short, it’s what traditional banks have been doing with your money for years—lending it to others for interest—but in this case,  you ke...

  Mi experiencia personal invirtiendo y obteniendo Ingresos Pasivos ¿Se puede vivir de los ingresos pasivos invirtiendo en plataformas P2P ? La respuesta es sí, y en este artículo te cuento mi experiencia real con Maclear , una plataforma suiza de crowdlending que se ha convertido en la más fiable de mi cartera. Comencé a invertir en crowdlending en 2020, durante la pandemia, tras probar varias fuentes de ingresos pasivos. Desde entonces he utilizado más de 50 plataformas, y hoy mantengo entre 10 y 15 que considero mis favoritas. Entre todas ellas, Maclear destaca como mi mejor inversión . Si todavía no conoces bien en qué consiste el Crowdlending te invito a leer más información en mi web carliaconsulting.com . Es un modelo de financiación colectiva en el que varias personas prestan dinero a empresas o particulares a través de una plataforma online. A cambio, los inversores reciben intereses periódicos sobre el capital prestado, convirtiéndose en una forma de obtener ingresos p...

 💡 ¿Quieres generar ingresos pasivos reales y seguros? Después de probar métodos como Amazon FBA, blogs y afiliados, descubrí que la mayoría requieren mucho tiempo y dinero y los rendimientos suelen ser bajos. Para mí, los ingresos pasivos de verdad vienen de inversiones financieras: acciones, ETFs y especialmente crowdlending. 📈 ¿Qué es el Crowdlending? Muy sencillo: tú prestas dinero a empresas o particulares a través de una plataforma online y recibes los intereses directamente, sin bancos de por medio. Los rendimientos pueden estar entre 10-16% anual , mucho más que en los bancos tradicionales. 💎 Mi experiencia: Llevo más de 5 años invirtiendo, y mis ingresos pasivos me permiten vivir viajando y sin depender de un trabajo. Entre mis plataformas favoritas está Maclear , una empresa suiza que permite invertir desde 50 € , con: ✅ Intereses sobre el 14% anual ✅ Bonos de fidelidad según tu inversión ✅ Bono de bienvenida 3% durante los primeros 90 días si te registras us...

  xplanation from the CEO of Maclear Swiss Platform on why there should be more crowdlending platforms in Europe. Article published September 2025:  Why does Europe need P2P Platforms? . Spoiler: the reason lies in the fact that Europeans are not diversifying their assets. Let me explain you: Europeans are among the world’s most diligent savers. In 2023, households saved around13% of their income, which is much higher than the 8% compared to the U. S.. Yet despite high savings, much of this capital is not being directed to fuel innovation or growth. Here are some European factors noted by Christine Lagarde that I can fully agree with: 1. Savings are gathered in low-yield deposits — Europeans hold about €11.5 trillion in cash and deposits, one-third of all household financial assets. — In contrast, in the US, only around 10% of assets sit in deposits. — For many Europeans, the default option remains guaranteed accounts — Safe, but with low or even negative real returns after in...

  How I Earn 12% Returns with P2P Lending: The Ultimate Crowdlending Guide (2025 Update) Introduction: From Skepticism to a Core Portfolio Strategy If you had told me five years ago that I would entrust a significant portion of my investment capital to complete strangers online, funding everything from solar panel projects in Portugal to short-term loans for UK property developers, I would have laughed. My background is in traditional finance. Stocks, bonds, and real estate were the holy trinity: tangible, regulated, and understood. The world of Peer-to-Peer (P2P) Lending—also known as crowdlending—seemed like a risky, unregulated frontier. But the reality of near-zero interest rates had destroyed returns from savings accounts and government bonds. The stock market felt overvalued and volatile. I was searching for yield—a way to generate stable, passive income outside the public markets. So, I dipped a toe in. That toe, over half a decade, has evolved into a solid, foundation...