Financial Freedom Through Passive Income & Smart Investing

  The Global Crowdlending Investor’s Guide: Platforms, Regulations, and Opportunities Across the World Note: This post was updated on our website  👉  CARLIACONSULTING.COM   or find the complete post at 👉 THE GLOBAL CROWDLENDING INVESTOR´S GUIDE ACROSS THE WORLD Executive Summary: What is Crowdlending? Crowdlending, also known as peer-to-peer (P2P) lending, is a model that connects individual investors directly with borrowers via digital platforms. Unlike traditional banks, P2P platforms allow investors to fund personal, business, or real estate loans. Why it matters: Offers potentially higher returns than bank deposits or bonds. Provides borrowers an alternative source of finance. Enables geographic diversification—but access depends heavily on residency and local regulations. This guide focuses on  current global conditions, platform accessibility, returns, risks, and practical guidance for investors from Latin America, India, Europe, and the U.S. Chapte...

Note: This post was updated on our website  👉  CARLIACONSULTING.COM   or find the complete post at 👉 WHY DOES EUROPE NEED P2P PLATFORMS  E xplanation from the CEO of Maclear Swiss Platform on why there should be more crowdlending platforms in Europe. Article published September 2025:  Why does Europe need P2P Platforms? . Spoiler: the reason lies in the fact that Europeans are not diversifying their assets. Let me explain you: Europeans are among the world’s most diligent savers. In 2023, households saved around13% of their income, which is much higher than the 8% compared to the U. S.. Yet despite high savings, much of this capital is not being directed to fuel innovation or growth. Here are some European factors noted by Christine Lagarde that I can fully agree with: 1. Savings are gathered in low-yield deposits — Europeans hold about €11.5 trillion in cash and deposits, one-third of all household financial assets. — In contrast, in the US, only around ...