Learn how to build passive income streams through investing, online businesses, and proven financial strategies to achieve long-term financial freedom.
💡 ¿Quieres generar ingresos pasivos reales y seguros?
Después de probar métodos como Amazon FBA, blogs y afiliados, descubrí que la mayoría requieren mucho tiempo y dinero y los rendimientos suelen ser bajos. Para mí, los ingresos pasivos de verdad vienen de inversiones financieras: acciones, ETFs y especialmente crowdlending.
📈 ¿Qué es el Crowdlending?
Muy sencillo: tú prestas dinero a empresas o particulares a través de una plataforma online y recibes los intereses directamente, sin bancos de por medio. Los rendimientos pueden estar entre 10-16% anual, mucho más que en los bancos tradicionales.
💎 Mi experiencia:
Llevo más de 5 años invirtiendo, y mis ingresos pasivos me permiten vivir viajando y sin depender de un trabajo. Entre mis plataformas favoritas está Maclear, una empresa suiza que permite invertir desde 50 €, con:
✅ Intereses sobre el 14% anual
✅ Bonos de fidelidad según tu inversión
✅ Bono de bienvenida 3% durante los primeros 90 días si te registras usando mi link de afiliado: Regístrate aquí
🌍 Cómo puedo ayudarte:
Europa: muy sencillo; podrás ver mis propias inversiones y replicarlas de forma segura.
Latinoamérica: requiere revisar plataforma por plataforma según cada país; aquí ofrezco análisis detallado y orientación personalizada.
EEUU: la regulación es mayor, los tipos de interés algo menores, pero siguen siendo muy atractivos para cualquier inversor.
🔁 Interés compuesto:
Reinvirtiendo los intereses mes a mes, tus ganancias pueden crecer de manera exponencial con el tiempo.
🌐 Más información:
En mi web Carliaconsulting.com encontrarás guías, tutoriales y plataformas recomendadas para comenzar a invertir paso a paso. Además, puedo ayudarte personalmente a configurar tus primeras inversiones y a que empieces a ver cómo funciona este ingreso pasivo casi automático.
⚠️ Importante: toda inversión conlleva riesgo. Mis inversiones superan los 150.000 € en más de 250 proyectos, pero los rendimientos pasados no garantizan resultados futuros.
Note: This post was updated on our website 👉 CARLIACONSULTING.COM or find the complete post at 👉 WHY DOES EUROPE NEED P2P PLATFORMS E xplanation from the CEO of Maclear Swiss Platform on why there should be more crowdlending platforms in Europe. Article published September 2025: Why does Europe need P2P Platforms? . Spoiler: the reason lies in the fact that Europeans are not diversifying their assets. Let me explain you: Europeans are among the world’s most diligent savers. In 2023, households saved around13% of their income, which is much higher than the 8% compared to the U. S.. Yet despite high savings, much of this capital is not being directed to fuel innovation or growth. Here are some European factors noted by Christine Lagarde that I can fully agree with: 1. Savings are gathered in low-yield deposits — Europeans hold about €11.5 trillion in cash and deposits, one-third of all household financial assets. — In contrast, in the US, only around ...
Note: This post was updated on our website 👉 CARLIACONSULTING.COM or find the complete post at 👉 P2P CROWDLENDING FOR BEGINNERS What is P2P lending? Peer to peer lending (P2P) is self-explanatory, implying that a process moves from one person to another, which it does. P2P lending is a system that allows people to lend money to others without going through a bank. The middleman is a Peer-to-Peer platform that provides a technical solution and monitors transactions between both parties: a borrower and a peer to peer lender. An individual investor can acquire or purchase an already issued loan through marketplace lending. This significantly expedites the process and increases the loan supply for potential investors. So, in essence, P2P lending allows an investor to purchase loans that have already been issued by a third party company known as a loan originator. The P2P platform acts as a go-between for investors and loan originators. Mos...
Note: This post was updated on our website 👉 CARLIACONSULTING.COM or find the complete post at 👉 HOW I EARN +2000 EUR INVESTING IN PASSIVE INCOME WITH MACLEAR I started my crowdlending journey back in 2020, during the pandemic, after trying various passive income streams. Since then, I’ve invested through roughly 50 different P2P platforms . Today, I maintain about 10-15 “favorite” platforms that allow me to live off passive income. Among all these, Maclear currently stands out as my top performer. Here’s my complete review: How I Earn €2.000+ Monthly in Passive Income with Maclear. If you’re not yet familiar with C rowdlending , I invite you to read more on my website carliaconsulting.com . It’s a form of collective financing where several people lend money to businesses or individuals through an online platform. In return, investors receive periodic interest on the capital lent, making it a way to earn pa...
