FINANCIAL FREEDOM through PASSIVE INCOMES

  xplanation from the CEO of Maclear Swiss Platform on why there should be more crowdlending platforms in Europe. Article published September 2025:  Why does Europe need P2P Platforms? . Spoiler: the reason lies in the fact that Europeans are not diversifying their assets. Let me explain you: Europeans are among the world’s most diligent savers. In 2023, households saved around13% of their income, which is much higher than the 8% compared to the U. S.. Yet despite high savings, much of this capital is not being directed to fuel innovation or growth. Here are some European factors noted by Christine Lagarde that I can fully agree with: 1. Savings are gathered in low-yield deposits — Europeans hold about €11.5 trillion in cash and deposits, one-third of all household financial assets. — In contrast, in the US, only around 10% of assets sit in deposits. — For many Europeans, the default option remains guaranteed accounts — Safe, but with low or even negative real returns after in...

Are you looking for the best crowdlending platforms to invest in 2025? Whether you're a beginner or experienced investor, peer-to-peer lending can offer solid passive income — if you choose the right platforms. In this guide, I’ll show you the **top crowdlending platforms in 2025**, with direct links to sign up and start earning. All platforms include important info like returns, safety, and key features. --- # What Is Crowdlending? Crowdlending, or peer-to-peer (P2P) lending, allows you to lend money to individuals or businesses via online platforms. You earn interest on your investment, typically higher than traditional bank savings. It’s become a popular way to build passive income. You can find more information about this passive income source at my other posts or at my website www.carliaconsulting.com where you will find an area called P2P Crowdlending . --- # How to Choose the Right P2P Platform Before investing your money, here’s what to check: - ✅ **Returns** – Average ROI...

 He probado muchas fuentes de ingresos pasivos, o supuestamente pasivos, ya que muchas de esas fuentes requiren un trabajo grande, constante y/o con grandes inversiones de dinero, véase el famoso Amazon FBA, para en la mayoría de los casos acabar perdiendo no sólo mucho tiempo sino también dinero. Te venden que crees una web de afiliados y que ganarás dinero cada vez que alguien haga click en tu enlace, pero no te dicen que entrar en el mundo de google es como tirar una piedrecita en el mar, salpicas un segundo y pasas a ser masa del olvido.....a no ser que pagues publicidad (gastando sin fin) o invierta mucho tiempo(creando blogs, backlinks, publicando en redes sociales, etc.). También he probado la inversión en alquileres pero la inseguridad jurídica existente en España lo convierte hoy en día en una profesión de riesgo. El alquiler tradicional te ofrecerá un 5% neto y el alquiler turístico un 7% neto (una vez suprimido todos los gastos que lleva el negocio). Por ello, tras proba...